TD
TD Cash Back Visa Infinite
Earn 3% cash back on the everyday spending that adds up - groceries, gas, transit, bills and streaming. Get up to $600 in value in your first year including a first-year annual fee rebate.
Starting an application here does not affect your credit score. A credit check happens only when the issuer takes it further.
Annual fee
$139
Purchase rate
21.99% (purchases)
FX fee
2.50%
Grace period
21 days
What this card pays you
This figure reflects your spending profile against this card's published earn rates, minus the annual fee. Category caps, welcome bonuses, insurance and lounge benefits, and first-year fee waivers are excluded from this estimate.
We earn a referral fee if an application is approved. It does not affect this ranking. How we rank
Rewards in full
- 3% cash back on grocery, gas, EV charging, public transit, recurring bills and streaming/gaming/media purchases (capped at $15,000 annual spend per category)
- 1% cash back on all other purchases
Rates & fees
| Annual fee | $139 |
|---|---|
| Supplementary card fee | $50 for the first additional card; $0 for each subsequent additional card |
| Purchase APR | 21.99% (purchases) |
| Balance transfer intro | No current intro offer |
| Balance transfer rate | 22.99% |
| Balance transfer fee | 3% of amount transferred on promotional transfers (may be reduced or waived at TD's discretion); no standing BT offer |
| Cash advance | 22.99% cash advance APR; 1% of the advance (min $3.50, max $10.00) in Canada, $5.00 outside Canada, plus $3.00 ATM fee where applicable |
| Foreign exchange fee | 2.50% |
| Grace period | 21 days |
| Network | Visa |
Important information
Rates, fees, and offers come from the issuers and can change without notice. Confirm every detail on the issuer's site before you apply. We provide comparisons and application intake only; approval decisions rest solely with the issuer.