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Terms of use

The short version: we plan a month, we can rank cards on it, the issuer decides, and you should verify.

Last updated September 7, 2026. Awesoon Technologies Inc.

This page is still with counsel

This page describes what we actually do today. It is written in plain language and is being reviewed by legal counsel before launch. If anything here conflicts with a signed agreement, the agreement governs.

On this page

  1. 1. What this service ispending
  2. 2. Accuracypending
  3. 3. Approval decisionspending
  4. 4. Our compensationpending

1. What this service is Pending counsel review

Skarp Finance is a month you plan, with optional credit card comparison and application intake. We are not a bank, a lender, or a licensed financial adviser, and nothing on this site is financial advice tailored to your circumstances.

2. Accuracy Pending counsel review

We verify card terms against issuer sources and record when we did so. Terms still change without notice, and issuers may offer different rates to different applicants. Confirm every rate and fee with the issuer before you apply. Where our information and the issuer's differ, the issuer's governs.

3. Approval decisions Pending counsel review

We do not approve applications, set credit limits, or set your rate. Those decisions rest solely with the issuer.

4. Our compensation Pending counsel review

We earn a referral fee from issuers when an application we send is approved. This does not affect how cards are ranked. See our methodology for the full explanation.

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Skarp FinanceSkarp Finance

Awesoon Technologies Inc. Not a bank. Plan this month in this browser, free, with no card and no account.

Awesoon Technologies Inc.
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Budget and tools+−
  • Budget
  • Rates
  • What is your card's rate over prime?
  • What moves your card rate?
  • What are your savings really worth after inflation?
  • What does a term deposit pay after inflation?

Budget and tools

  • Budget
  • Rates
  • What is your card's rate over prime?
  • What moves your card rate?
  • What are your savings really worth after inflation?
  • What does a term deposit pay after inflation?
Guides+−
  • Guides

Guides

  • Guides
Company+−
  • How we work out every figure
  • How we make money
  • Every source we read
  • About us
  • Contact

Company

  • How we work out every figure
  • How we make money
  • Every source we read
  • About us
  • Contact
Legal+−
  • Privacy policy
  • Terms of use
  • Accessibility

Legal

  • Privacy policy
  • Terms of use
  • Accessibility

Where you are reading

Canada, EnglishCanada, FrançaisUnited States, English

How we make money: referral fees from issuers when a card application we send is approved. No card ranking is running right now, so nothing on this site earns us anything today. Read our methodology.

The month is free and never requires a card. Rates come from the publishers named beside them and can change without notice.

© 2026 Skarp Finance.

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Skarp FinanceSkarp Finance
Canada · English

Market changes the cards, the currency and the terms. Language changes only the words.

Market

  • Canada Cards available
  • United States Catalogue in preparation

Language

  • English
  • Français
Account
CA · EN

Market changes the cards, the currency and the terms. Language changes only the words.

Market

  • Canada Cards available
  • United States Catalogue in preparation

Language

  • English
  • Français
Account