What are your savings really worth after inflation?
Your bank pays you interest. Prices rise. Only one of those two numbers is on your statement. Type your balance and your rate, and this shows the other one.
Your figures
Nothing is assumed beyond the figures on this page. Tax is not modelled.
Not right now: inflation is missing
The last inflation figure we hold is from August 1, 2026, and Statistics Canada has published since. We would rather show you nothing than a figure that has been overtaken. Your numbers are kept above; the answer appears the day the new reading is stored.
The working
- Balance you told us
- $10,000
- Interest earned at 1.50%
- + $150
- What inflation took off it
- awaiting the reading
- What a year did to it
Where inflation comes from
Last stored reading August 1, 2026.
We do not carry US cards
This tool answers the question the same way wherever you are. What we cannot do here is tell you which card to move to, because we have no US card data and we are not going to guess at rates.
Nothing on this page is a recommendation, and we are not paid anything on it.
Arithmetic on your figures. Not a recommendation or personal advice. It does not predict next year, and it does not ask for your bank account.
Put this against your month
What is left to spend this month?
Savings is beat 3 of the month. Type it there and leftover moves.
No account. Nothing you type is sent to us.