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Simplii Financial

Simplii Financial Cash Back Visa

No annual fee and up to 4% cash back at restaurants and bars, plus 1.5% on gas, groceries and drugstore purchases. Add up to 3 authorized users at no extra cost.

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Starting an application here does not affect your credit score. A credit check happens only when the issuer takes it further.

Annual fee

$0

Purchase rate

21.99% (purchases)

FX fee

2.50%

Grace period

21 days

What this card pays you

Groceries
1.50%$72
Dining
4.00%$96
Gas
0.50%$9
Transit
0.50%$4
Travel
0.50%$6
Bills & subscriptions
1.50%$36
Everything else
0.50%$18
Net value$0$241

This figure reflects your spending profile against this card's published earn rates, minus the annual fee. Category caps, welcome bonuses, insurance and lounge benefits, and first-year fee waivers are excluded from this estimate.

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Rewards in full

  • 4% cash back at eligible restaurants and bars (first $5,000 per year)
  • 1.5% on gas, groceries, drugstore purchases and pre-authorized payments (first $15,000 per year)
  • 0.5% on all other purchases with no cap

Rates & fees

Simplii Financial Cash Back Visa: Rates & fees
Annual fee$0
Supplementary card fee$0 (up to 3 additional cards)
Purchase APR21.99% (purchases)
Balance transfer introNo current intro offer
Balance transfer rate22.99%
Balance transfer feeNo balance transfer fee disclosed in Simplii's published fee schedule
Cash advance$5.00 per cash advance; cash advance APR 22.99%
Foreign exchange fee2.50%
Grace period21 days
NetworkVisa

Important information

Rates, fees, and offers come from the issuers and can change without notice. Confirm every detail on the issuer's site before you apply. We provide comparisons and application intake only; approval decisions rest solely with the issuer.

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