Scotiabank
Scotiabank Gold American Express
Earn up to 6x Scene+ points at participating grocers and 5x on dining and entertainment, with no foreign transaction fees on any purchase. Add Shell fuel savings, Priority Pass lounge access and up to 45,000 bonus Scene+ points in your first year.
Starting an application here does not affect your credit score. A credit check happens only when the issuer takes it further.
Annual fee
$120
Purchase rate
21.99% (purchases)
FX fee
None
Grace period
21 days
What this card pays you
This figure reflects your spending profile against this card's published earn rates, minus the annual fee. Category caps, welcome bonuses, insurance and lounge benefits, and first-year fee waivers are excluded from this estimate.
We earn a referral fee if an application is approved. It does not affect this ranking. How we rank
Rewards in full
- 6x Scene+ points per $1 at participating grocers (Sobeys, Safeway, FreshCo, Foodland, IGA and other Empire banners)
- 5x on dining, food delivery, entertainment and other eligible groceries
- 3x on gas, transit, and select streaming services
- 1x on all other eligible purchases
- no foreign transaction fees
Rates & fees
| Annual fee | $120 |
|---|---|
| Supplementary card fee | $29 per year per additional card |
| Purchase APR | 21.99% (purchases) |
| Balance transfer intro | No intro offer |
| Balance transfer rate | 22.99% |
| Balance transfer fee | The greater of $5.00 or 1% of the transferred amount |
| Cash advance | $5.00 or 1% of the transaction (whichever is greater) in Canada; $7.50 outside Canada ($5.00 or 1% at Global ATM Alliance partners); cash advance APR 22.99% |
| Foreign exchange fee | 0% (no FX fee) |
| Grace period | 21 days |
| Network | American Express |
Important information
Rates, fees, and offers come from the issuers and can change without notice. Confirm every detail on the issuer's site before you apply. We provide comparisons and application intake only; approval decisions rest solely with the issuer.