MBNA (TD)
MBNA True Line Mastercard
Pay less interest with a low 12.99% purchase rate and no annual fee. Consolidate debt with a 0% promotional rate for 12 months on balance transfers made in your first 90 days.
Starting an application here does not affect your credit score. A credit check happens only when the issuer takes it further.
Annual fee
$0
Purchase rate
12.99% (purchases)
FX fee
Not stated by issuer
Grace period
Not stated by issuer
What this card pays you
This figure reflects your spending profile against this card's published earn rates, minus the annual fee. Category caps, welcome bonuses, insurance and lounge benefits, and first-year fee waivers are excluded from this estimate.
We earn a referral fee if an application is approved. It does not affect this ranking. How we rank
Rewards in full
- No rewards program
- 12.99% low standard purchase interest rate
- up to 9 authorized users free
- Avis/Budget car rental discounts (10% North America, 5% international)
- MBNA Payment Plans on purchases of $100+
Rates & fees
| Annual fee | $0 |
|---|---|
| Supplementary card fee | $0 (up to 9 authorized users) |
| Purchase APR | 12.99% (purchases) |
| Balance transfer intro | 0% promotional annual interest rate for 12 months on balance transfers completed within 90 days of account opening (not available to residents of Quebec) |
| Balance transfer rate | 17.99% (balance transfers) |
| Balance transfer fee | Standard 1% of the amount transferred (min $3.50); promotional balance transfer offers 5% (min $3.50); not charged to Quebec residents |
| Cash advance | 1% of the amount (min $3.50); cash advance APR 24.99% |
| Foreign exchange fee | Not stated by issuer |
| Grace period | Not stated by issuer |
| Network | Mastercard |
Important information
Rates, fees, and offers come from the issuers and can change without notice. Confirm every detail on the issuer's site before you apply. We provide comparisons and application intake only; approval decisions rest solely with the issuer.