MBNA (TD)
MBNA Smart Cash Platinum Plus Mastercard
Earn 5% cash back on gas and groceries for your first six months, with no annual fee ever. Keep earning 2% on those everyday essentials and 0.5% on everything else.
Starting an application here does not affect your credit score. A credit check happens only when the issuer takes it further.
Annual fee
$0
Purchase rate
21.99% (purchases)
FX fee
Not stated by issuer
Grace period
Not stated by issuer
What this card pays you
This figure reflects your spending profile against this card's published earn rates, minus the annual fee. Category caps, welcome bonuses, insurance and lounge benefits, and first-year fee waivers are excluded from this estimate.
We earn a referral fee if an application is approved. It does not affect this ranking. How we rank
Rewards in full
- 5% cash back on gas and groceries for the first 6 months (on up to $500 in those purchases per month), then 2% on gas and groceries (up to $500 per month)
- 0.5% cash back on all other eligible purchases
- up to 9 authorized users free
Rates & fees
| Annual fee | $0 |
|---|---|
| Supplementary card fee | $0 (up to 9 authorized users) |
| Purchase APR | 21.99% (purchases) |
| Balance transfer intro | No intro offer |
| Balance transfer rate | 22.99% (balance transfers) |
| Balance transfer fee | Standard 1% of the amount transferred (min $3.50); promotional balance transfer offers 5% (min $3.50); not charged to Quebec residents |
| Cash advance | 1% of the amount (min $3.50); cash advance APR 22.99% |
| Foreign exchange fee | Not stated by issuer |
| Grace period | Not stated by issuer |
| Network | Mastercard |
Important information
Rates, fees, and offers come from the issuers and can change without notice. Confirm every detail on the issuer's site before you apply. We provide comparisons and application intake only; approval decisions rest solely with the issuer.