MBNA (TD)
MBNA Rewards Platinum Plus Mastercard
Earn up to 4 points per $1 on restaurants, groceries, digital media, memberships and utilities with no annual fee. Redeem for travel, cash back, gift cards or charity - and your points never expire.
Starting an application here does not affect your credit score. A credit check happens only when the issuer takes it further.
Annual fee
$0
Purchase rate
21.99% (purchases)
FX fee
Not stated by issuer
Grace period
Not stated by issuer
What this card pays you
This figure reflects your spending profile against this card's published earn rates, minus the annual fee. Category caps, welcome bonuses, insurance and lounge benefits, and first-year fee waivers are excluded from this estimate.
We earn a referral fee if an application is approved. It does not affect this ranking. How we rank
Rewards in full
- 4 points per $1 on eligible restaurant, grocery, digital media, membership and household utility purchases for the first 90 days, then 2 points per $1 (up to $10,000 annually per category)
- 1 point per $1 on all other eligible purchases
- 10% birthday bonus on prior 12 months' points (max 10,000/year)
- points never expire while the account is open and in good standing
Rates & fees
| Annual fee | $0 |
|---|---|
| Supplementary card fee | $0 |
| Purchase APR | 21.99% (purchases) |
| Balance transfer intro | No intro offer |
| Balance transfer rate | 22.99% (balance transfers) |
| Balance transfer fee | Standard 1% of the amount transferred (min $3.50); promotional balance transfer offers 5% (min $3.50); not charged to Quebec residents |
| Cash advance | 1% of the amount (min $3.50); cash advance APR 22.99% |
| Foreign exchange fee | Not stated by issuer |
| Grace period | Not stated by issuer |
| Network | Mastercard |
Important information
Rates, fees, and offers come from the issuers and can change without notice. Confirm every detail on the issuer's site before you apply. We provide comparisons and application intake only; approval decisions rest solely with the issuer.