Desjardins
Desjardins Odyssey World Elite Mastercard
Earn up to 3% in BONUSDOLLARS on groceries and restaurants and 2% on travel, with rewards you can redeem on any travel booking. Includes airport lounge access, up to 60 days of travel insurance and extended warranty of up to 2 additional years.
Starting an application here does not affect your credit score. A credit check happens only when the issuer takes it further.
Annual fee
$130
Purchase rate
20.9% (purchases)
FX fee
Not stated by issuer
Grace period
Not stated by issuer
What this card pays you
This figure reflects your spending profile against this card's published earn rates, minus the annual fee. Category caps, welcome bonuses, insurance and lounge benefits, and first-year fee waivers are excluded from this estimate.
We earn a referral fee if an application is approved. It does not affect this ranking. How we rank
Rewards in full
- Up to 3% in BONUSDOLLARS on groceries (first $10,000/year) and restaurants (first $6,000/year), 2% on travel, entertainment and alternative transportation, and 1% on all other purchases
- includes up to 60 days of travel insurance, lounge access and mobile device insurance up to $1,500.
Rates & fees
| Annual fee | $130 |
|---|---|
| Supplementary card fee | $40 per additional card |
| Purchase APR | 20.9% (purchases) |
| Balance transfer intro | No intro offer |
| Balance transfer rate | 21.9% (cash advances) |
| Balance transfer fee | No BT offer; balance transfers are treated as cash advances at 21.9% and no flat transfer fee is disclosed |
| Cash advance | No flat fee disclosed by Desjardins; interest accrues from the transaction date at 21.9% |
| Foreign exchange fee | Not stated by issuer |
| Grace period | Not stated by issuer |
| Network | Mastercard |
Important information
Rates, fees, and offers come from the issuers and can change without notice. Confirm every detail on the issuer's site before you apply. We provide comparisons and application intake only; approval decisions rest solely with the issuer.