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American Express

American Express Aeroplan Reserve Card

The most rewarding Aeroplan card: earn 3x points on Air Canada, unlimited Maple Leaf Lounge access, priority check-in and boarding, and an annual worldwide companion pass. Built for travellers who fly Air Canada often.

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Starting an application here does not affect your credit score. A credit check happens only when the issuer takes it further.

Annual fee

$599

Purchase rate

21.99% (purchases)

FX fee

2.50%

Grace period

21 days

What this card pays you

Groceries
1.88%$90
Dining
3.00%$72
Gas
1.88%$34
Transit
1.88%$14
Travel
4.50%$54
Bills & subscriptions
1.88%$45
Everything else
1.88%$68
Net value$599−$223

This figure reflects your spending profile against this card's published earn rates, minus the annual fee. Category caps, welcome bonuses, insurance and lounge benefits, and first-year fee waivers are excluded from this estimate.

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Rewards in full

  • 3x Aeroplan points per $1 on eligible purchases made directly with Air Canada
  • 2x at restaurants, quick service restaurants, coffee shops and drinking establishments in Canada
  • 1.25x on everything else
  • Maple Leaf Lounge access and Air Canada priority privileges

Rates & fees

American Express Aeroplan Reserve Card: Rates & fees
Annual fee$599
Supplementary card fee$199 per supplementary Reserve Card; $0 for supplementary No Fee Cards
Purchase APR21.99% (purchases)
Balance transfer introNo current balance transfer offer
Balance transfer rate21.99% (funds advance rate)
Balance transfer feeNo BT offer
Cash advance$5.00 per funds advance in Canada ($7.50 outside Canada); 21.99% funds advance APR
Foreign exchange fee2.50%
Grace period21 days
NetworkAmerican Express

Important information

Rates, fees, and offers come from the issuers and can change without notice. Confirm every detail on the issuer's site before you apply. We provide comparisons and application intake only; approval decisions rest solely with the issuer.

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